Non-Subscriber Workers Compensation

Brian White | January 17, 2019 | Non-Subscriber Workers Compensation

Unlike most other states, Texas law does not require employers to carry workers’ compensation insurance. However, most employers still opt to carry it to limit their potential liability for on-the-job accidents and injuries. If an employee suffers an injury while working for an employer who carries workers’ compensation insurance, the amount of compensation the employee… read more

Brian White | September 17, 2018 | Non-Subscriber Workers Compensation

If you sustain an injury while working at a Target in Texas, your workers’ compensation claim process will be unique from many other employers. Target is a non-subscriber, meaning it does not subscribe to the statewide workers’ compensation program. Instead, it has chosen an option that’s only available in the state of Texas – creating… read more

Brian White | September 17, 2018 | Non-Subscriber Workers Compensation

Lowe’s does not subscribe to the Texas state workers’ compensation system. Texas is the only state in the country that gives employers this option. This does not mean, however, that you’re unprotected in the event of an accident. It means that Lowe’s has chosen to sign up for its own workers’ compensation policy, according to… read more

Brian White | September 17, 2018 | Non-Subscriber Workers Compensation

In Texas, a workers’ compensation “non-subscriber” is a company that has opted out of the statewide workers’ compensation program. Instead, the company has decided to cover its employees using a customized insurance plan, where it has the power to make most of the rules. Texas is the only state in America that offers a non-subscriber… read more

Brian White | September 17, 2018 | Non-Subscriber Workers Compensation

Home Depot is a workers’ compensation non-subscriber. That means the company has elected to select its own workers’ compensation insurance company and policy rather than signing up for the state-offered workers’ compensation system. Texas is the only state that allows non-subscription. If you suffered an injury while working at Home Depot in Houston, your workers’… read more

Brian White | September 17, 2018 | Non-Subscriber Workers Compensation

If you suffer an injury while working at Costco, you might assume the company will cover your damages through a workers’ compensation claim. Unfortunately, in the state of Texas, you might be wrong. Texas is the only state in the country that makes carrying workers’ compensation insurance optional. Your employer might carry a non-subscriber insurance… read more