Car Accidents

What’s Causing Neck and Lower Back Pain After a Car Accident?

Pain in the back and neck represents one of the most common complaints after a car accident. This pain may range from general soreness to intense, debilitating pain. Pain may appear immediately after the crash. It may also manifest after a delay or increase in intensity over time. It may not remain isolated to the… read more

How to Deal with a Progressive Car Accident Claim

Progressive is the second-largest insurer in Texas. With 13.35% of the Texas auto insurance market, it trails the state’s top insurer, State Farm, by only 0.08%. Progressive also earns some of the lowest customer ratings for claims handling, according to J.D. Power. Its customer satisfaction ratings are far below the industry average. They have the… read more

How to File a Car Accident Claim with Fred Loya

Fred Loya is one of five brands that fall under the Loya Insurance Group. The other brands include Young America Insurance, Loya Insurance, Rodney D. Young Insurance, and National Insurance. Together, these brands put Loya Insurance Group among the 20 largest Latino-owned businesses in the U.S. When compared to the national brands, such as GEICO… read more

How to Handle a Car Accident Claim with ACCC

Handling a car accident claim with ACCC Insurance Company has become very complicated. ACCC did not have enough funds to keep operating and entered into receivership in December of 2020. The special receiver will oversee the liquidation of the company. Ever since ACCC went into receivership, claims under ACCC’s policies have become difficult to navigate…. read more

Should I Give a Recorded Statement To an Adjuster?

When you have been involved in a car accident, you will probably spend plenty of time dealing with insurance companies. There’s a good chance an insurance adjuster will call you to ask for a recorded statement regarding the accident.  Although this may sound like a reasonable request, you should be very careful about agreeing to… read more

How Do I Get a Rental Car After a Crash and How Long Can I Use It?

When you have been involved in a car crash, your vehicle may need to be repaired or replaced. Unfortunately, getting a rental car after an accident can be confusing and overly complicated.  Dealing with uncooperative insurance providers can leave claimants feeling completely hopeless and frustrated. If you are having trouble getting a rental car following… read more

Should You Replace Your Car Seat if You Were in An Accident?

Following a moderate or severe crash, the National Highway Transportation Safety Administration (NHTSA) recommends the replacement of car seats in the event that the safety or stability of the seat was compromised as a result of the accident. There are differing recommendations, however, when it comes to minor crashes.  While the NHTSA takes the position… read more

What Does Yielding the Right of Way Mean?

When you think of yielding the right-of-way, you might think of the traditional conundrum at a controlled intersection. Which car moves through the intersection first after everyone has come to a stop?  Yielding the right-of-way is an important traffic concept that all drivers should understand. It does not only apply at controlled intersections but can… read more

Handling a Car Accident Claim with State Farm

State Farm is the largest auto insurer in the U.S. Across America, State Farm writes about 17% of all auto insurance policies. State Farm is also the largest auto insurer in Texas. Aside from USAA’s policies for active military and veterans, State Farm offers the cheapest premiums among the major insurers in Texas. State Farm… read more

Rear-End Collisions: Causation, Physics & Injuries

Data compiled by the U.S. National Highway Traffic Safety Administration shows that rear-end collisions consistently make up about 30% of crashes on America’s roads. This makes them the most common form of car accidents. Rear-end collisions also result in about 30% of the injuries caused by car crashes. Significant portions of these injuries are neck… read more