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What Can I Do If I Get Into a Car Accident Without Insurance and It’s Not My Fault?
In the state of Texas, car accidents occur frequently. Drivers rely on their insurance companies to help pay for damages in accidents they cause and seek damages for injuries, medical expenses, lost wages, property damage, and more. What happens if you are involved in a car accident that you did not cause, and you do … Continued
What Are My Rights If Someone Hits Me on the Road and I Have No Driver’s License?
Car accidents happen every day on Texas roads but not every driver has a driver’s license, even though Texas law requires one. If you are an unlicensed driver involved in an accident where you were not at fault, you may wonder what your rights are in this situation. While you could face consequences for driving … Continued
What Can I Do If A Driver’s Insurance Company Refuses to Accept Liability for the Crash?
In states that follow fault-based systems for handling car accident insurance claims, an at-fault driver’s insurance policy will generally cover the damages from an accident up to the limits of the policy. The claimant must prove the at-fault driver’s liability for the accident and then send a demand letter to the insurance carrier requesting a … Continued
What if the Driver Who Hit Me Doesn’t Have Insurance?
A car accident injury can lead to the necessity for medical treatment and compensation for other damages. If you suffered harm in a car accident that occurred through no fault of your own, you have the reasonable expectation that the other driver’s policy will pay for your damages. What happens when you find out the … Continued
Hit By a Drunk Driver on the Fourth of July? Here’s What You Should Do
The Fourth of a July is a wonderful time to spend time with friends and family and celebrate the anniversary of our nation’s independence. However, some people take the cause for celebration to the extreme. We routinely notice an uptick in the number of DUI-related injuries around holiday weekends such as these. What should you … Continued
How Long Does a Health Insurance Appeal Take?
As a claimant involved in the health insurance claim appeals process, your future could be up in the air. One thing that can help you feel more grounded is knowing how long the process might take. While every appeal is unique, you can estimate the timeline for your claim by looking at similar cases and … Continued
What is Subrogation?
You might hear the term “subrogation” when dealing with an insurance claim in Texas. Subrogation is a common word in the insurance industry, but as a claimant, it might be a new concept to you. All types of insurance claims and policies can involve subrogation. This process serves to reimburse your insurance company for a … Continued
Bad Faith and Third-Party Insurance Claims in Texas
Most individuals who file personal injury claims within the state of Texas will have to deal with insurance companies at some point. Whether you sustained an injury in a car accident or from using a defective product, most claim payouts come not from the defendant, but from his or her insurance company. Unfortunately, some insurance … Continued
How to File an Accident Claim in Texas With AAA
If you suffered harm in a car accident recently, your first avenue of recourse will be filing a car insurance claim to compensate for damages. Insurance law differs from state to state, and each company may have unique policies when it comes to accident reporting and filing claims. To get insight and information on your … Continued
How to File an Accident Claim with Esurance
If you or a loved one recently suffered an injury or damage in a car accident, one of the first steps you will take is filing a car insurance claim, so you can receive compensation for any damage. Texas law allows victims of negligence to collect compensation from an at-fault driver’s insurance policy, but you … Continued
Filing an Accident Claim With The General Car Insurance
If you or a loved one suffered harm or property damage in a car accident, you may be eligible for compensation through the at-fault driver’s insurance company. Insurance law can be confusing, and each insurance company has different processes for filing claims. Here’s how to file a car accident claim with General Car Insurance. Immediately … Continued
What If I Get Into A Car Accident In A Rental Car?
Crashing a rental car is every driver’s nightmare. Car accidents are complex enough without the issue of damaging a vehicle you don’t own or lease. It’s important to understand how and when different insurance policies kick in after an accident in a rental car, whether you were at fault for the accident or not. Otherwise, … Continued
What Is The Difference Between First and Third-Party Insurance Claims?
When a car accident happens that results in your injury, you should file a claim with either your insurance company or the insurance company of the responsible driver. Doing this gives you access to potential compensation for damages, including physical, financial, and emotional damages. Read on to learn more about the insurance claims process, specifically … Continued