Brian White | April 1, 2025 | Personal Injury

Do I Need a Lawyer for Progressive Claims?

If you are injured in a slip and fall accident, car accident, or other personal injury incident, you may have to deal with Progressive Casualty Insurance Company. Progressive makes it easy to file insurance claims. You can file a claim through their online claims service, by calling their claims office, or through the Progressive mobile app.

By making it easy to file an insurance claim, Progressive decreases the need for people to call an attorney. However, the Progressive claims process may not be as easy as filing the initial claim. You may need a lawyer for Progressive claims in Texas to protect your rights.

What Is the Purpose of Filing an Insurance Claim With Progressive?

Injured parties file insurance claims to recover compensation for their economic and non-economic damages. Damages for a personal injury claim include:

Progressive may settle a property damage claim quickly. For example, an insurance adjuster may make you a settlement offer for your totaled vehicle after a car accident.

However, bodily injury claims generally take longer to settle. Additionally, bodily injury claims may be worth much more than a property damage claim. It is almost always in your best interest to consult an attorney before accepting a settlement offer from Progressive.

Reasons To Hire a Lawyer for a Progressive Claim in Houston, TX

If you are wondering if you need a lawyer for Progressive claims, it is at least worth reaching out to one for a free case review. When you file a claim with Progressive, you deal with an experienced insurance adjuster whose job is to pay you as little as possible to end your claim.

Reasons to hire a lawyer for a Progressive claim include, but are not limited to:

Gather Evidence To Prove Liability

You must have evidence proving causation and fault to establish liability. If you cannot prove the legal elements of a claim, the insurance company won’t pay your claim.

An attorney has the resources and skills to conduct a thorough investigation to gather evidence. Your lawyer may hire expert witnesses and investigators to assist with the case as needed. 

Correctly Value Damages

Insurance adjusters undervalue damages. An attorney knows what your damages are worth. They will calculate the total value of your damages and pursue a settlement for that amount.

Beware of quick offers and initial settlement offers. These offers are often for amounts lower than your case is worth. 

Respond to Contributory Fault Allegations

Progressive may try to shift the blame for the accident to you. If it can convince a jury or judge you are more than 50% to blame, the Texas proportionate responsibility statute bars recovery of damages. If you are less than 51% at fault, the modified contributory fault standard allows you to receive damages based on your level of fault.

An attorney expects allegations of contributory fault. Your lawyer prepares a defense to prove you did not cause the accident. If you contribute to the accident, your attorney works to minimize your fault.

Monitor Deadlines

The Texas statute of limitations sets deadlines for filing personal injury lawsuits. Your attorney monitors the deadline for your case to ensure you do not lose your right to file a lawsuit and take your case to court.

The insurance company may try to drag out your case. Having an attorney on your side helps move the case toward settlement or trial.

Defend You Against Bad Faith Insurance Practices

Insurance companies protect their best interests, so we expect them to use various tactics to avoid liability. However, some companies may cross the line. They use bad faith insurance practices to cheat victims out of the money they deserve. An attorney can help defend you against tactics like these.

Get Help With an Insurance Claim From an Experienced Personal Injury Lawyer

Dealing with Progressive or another insurance company can be challenging. Insurance companies aggressively fight claims to avoid liability. At Attorney Brian White Personal Injury Lawyers, we fight back. Call today to schedule a free consultation with a trusted personal injury attorney.

Contact a Houston Personal Injury Lawyer to Help You With Your Claim

For more information, contact the Houston personal injury law firm of Attorney Brian White Personal Injury Lawyers by calling (713) 500-5000.

Attorney Brian White Personal Injury Lawyers – Houston
3120 Southwest Freeway, Suite 350
Houston, TX 77098

Attorney Brian White Personal Injury Lawyers – East Fwy
11811 East Fwy, Suite 630-06
Houston, TX 77029

Attorney Brian White Personal Injury Lawyers – South Loop
2600 S Loop W, Suite 293
Houston, TX 77054

Attorney Brian White Personal Injury Lawyers – Katy Freeway
11511 Katy Fwy Suite 515
Houston, TX 77079

Attorney Brian White Personal Injury Lawyers – Burnet
205 S Pierce St.
Burnet, TX 78611

Attorney Brian White Personal Injury Lawyers – Clear Lake
1300 Bay Area Blvd Suite B268
Houston, TX 77058

Attorney Brian White Personal Injury Lawyers – The Woodlands
1776 Woodstead Ct ste 203,
The Woodlands, TX 77380