When you get into a car accident that was caused by another party, you expect their insurance company to help you cover your medical bills and other expenses. But what if the other driver doesn’t have insurance? The Houston car accident attorneys at Brian White & Associates, PC, may still be able to help you recover compensation.
How We Can Help You Fight for Financial Compensation After a Crash
At Brian White & Associates, PC, we believe that Houston residents should always receive reasonable compensation when they get into auto accidents – even if the other driver does not have car insurance. When you hire our Houston personal injury lawyers to help with your case, we will:
Explain Your Legal Options
When you get into a collision with an uninsured driver, you may think that you have little hope of recovering compensation. In reality, this is rarely the case. Almost all car crash victims have at least a couple of processes they can use to pursue financial compensation.
Having worked in the legal field for many years, the lawyers at Brian White & Associates, PC, are familiar with all of the main options you can use to fight for compensation. When you hire us, we will take some time to sit down and explain them to you in detail.
Search for Evidence to Help Your Case
Claiming compensation after a collision with an uninsured driver is rarely a straightforward process. If you wish to emerge from your case with a favorable result, you will need to prove that:
- The other party acted negligently or recklessly
- The other party’s negligence or recklessness caused you to sustain an injury
- Your injury is as severe as you claim
The best way to prove these points is to provide the court with a mountain of relevant evidence, like:
- Medical records
- Police accident reports
- Traffic camera footage
- Witness testimony
When you work with our personal injury law firm, you won’t need to search for these evidentiary materials on your own. Our team will assist you every step of the way.
Handle Your Administrative Workload
The process of filing a claim for compensation after a collision with an uninsured motorist typically requires a lot of administrative work. From filing petitions with the court to responding to messages from the other party, the list of jobs to complete can soon become a bit overwhelming.
Fortunately, with our team in your corner, you won’t need to spend your days stressing about legal forms and emails. Our experienced attorneys and paralegals will handle all of your administrative work in an efficient and timely manner.
Argue on Your Behalf in Court
Depending on the specific nature of your accident, there is a chance that your pursuit of compensation will end up in court. There, a judge and jury will analyze the details of your case before deciding how much money you should receive.
Over the years, our attorneys have represented countless clients in courtrooms throughout the state of Texas. We understand how to argue a case in a way that is likely to resonate with the judge and jury. When you hire us, we will use all of our knowledge and skill to try to secure a favorable verdict for you.
Would you like to have an experienced car accident lawyer from the law firm of Brian White & Associates, PC, help you fight for compensation after your collision with an uninsured motorist? If so, all you need to do is give us a call and set up a free consultation at our law office in Houston.
Understanding Texas Auto Insurance Laws
Texas law states that all motorists must carry liability insurance with the following minimum limits:
- $25,000 of coverage for property damage
- $30,000 of coverage for bodily injuries – per person
- $60,000 of coverage for bodily injuries – per accident
Drivers who don’t have insurance that meets this standard can face hefty fines. In some cases, they may even lose their license.
Despite the existence of this law and the negative consequences of noncompliance, the Insurance Information Institute estimates that around 14.1 percent of motorists in the state of Texas are uninsured.
If you get hit by an uninsured driver in Houston, the legal team at Brian White & Associates, PC, may be able to help you recover some much-needed compensation. Reach out to us at your earliest convenience to learn more about our legal services.
How to Recover Compensation After a Collision with an Uninsured Driver in Texas
When Texas motorists get into collisions with uninsured drivers, they have two main options for pursuing financial compensation. They are:
Suing the Uninsured Driver
Texas is an at-fault state. This designation means that drivers must take financial responsibility for any damages they cause when they get into an accident. The majority of motorists fulfill their obligations by carrying a valid car insurance policy with them at all times.
Of course, the fact that a driver does not have auto insurance does not allow them to walk away from an accident without compensating the injured parties. They still have a legal obligation to pay for their medical care and other expenses.
If the at-fault driver does not willingly pay for these costs, the victim can file a personal injury lawsuit against them.
The process of filing suit against an uninsured motorist can be quite complex and time-consuming, so Houston residents would be smart to have a skilled attorney handle these matters on their behalf.
Filing an Uninsured Motorist Insurance Claim
Houston drivers who do not wish to file a personal injury lawsuit can instead pursue compensation by filing an uninsured motorist claim with their insurance company.
In Texas, insurers must include uninsured motorist coverage in every policy that they sell. They can only exclude this coverage if they get a rejection notice from their policyholder.
Unfortunately, the fact that a driver has this clause in their insurance policy does not mean that they will have an easy time recovering the compensation they deserve after their accident. Insurers often deny and delay valid uninsured motorist claims in an effort to boost their profits.
It is because of these bad faith actions by Texas auto insurers that Houston residents should always retain the services of a skilled car accident lawyer when filing one of these claims.
Do you need an attorney to help you file a personal injury lawsuit or uninsured motorist claim? Then please reach out to Brian White & Associates, PC. We are always ready, willing, and able to assist.
Statute of Limitations for Uninsured Driver Claims in Texas
The statute of limitations for uninsured driver claims in the state of Texas depends on the process the victim intends to use to pursue financial compensation.
Per section 16.003 of the Texas Civil Practice & Remedies Code, the statute of limitations for personal injury suits in the Lone Star State is two years. This regulation means that the majority of Houstonians who get into a collision with an uninsured driver must file a petition with the court before the second anniversary of their crash.
Per section 16.004 of the Texas Civil Practice & Remedies Code, the statute of limitations for contractual disputes in Texas is four years. So, when insurers deny or delay a valid uninsured or underinsured motorist claim, the policyholder can take legal action against them at any point before this deadline passes.
Is the statutory window for your personal injury lawsuit or uninsured motorist claim set to close in the coming months? Then please reach out to the team here at Brian White & Associates, PC, as soon as you can. We may be able to expedite your filing.
Compensation Available to Car Accident Victims in Houston
The amount of compensation available to Houston residents that get into car accidents with uninsured drivers and suffer injuries depends on a variety of different factors, including:
- The cost of their medical treatment
- The impact their injury will have on their career
- The effect their injury will have on their quality of life
- The mental anguish their injury has caused them to endure
This information is generally true regardless of the process injured parties use to pursue compensation.
When our personal injury lawyers, represent car crash victims, we typically demand compensation for their:
- Medical bills
- Rehabilitative care costs
- Lost wages
- Loss of future earning capacity
- Mental anguish
- Pain and suffering
Would you like to have our skilled legal team help you with your fight for compensation? If so, please give us a call or contact us online at your earliest convenience.
What If the Other Driver Doesn’t Have Insurance? Our Texas Law Firm Can Help
Over the years, the attorneys at Brian White & Associates, PC, have helped countless Houston residents fight for compensation after collisions involving uninsured drivers. We would be honored to do the same for you. When you are ready to get started, give us a call and set up a free consultation with one of our experienced lawyers.