Igloo Coolers is one of Texas’ largest employers. Headquartered in Katy, the cooler empire brings in millions in revenue each year, fueling the state economy. Because it employs so many Texans, the company also carries workers’ compensation insurance for its employees. If you’re an Igloo worker and you’ve been injured on the job, you may be able to receive payment for medical bills and lost wages under the company’s workers’ compensation policy.
Igloo Coolers offers workers’ compensation insurance in the event a worker is injured on the job. If you’ve incurred a serious or permanently disabling injury, you may be able to collect additional benefits.
Kinds of Injuries at Igloo Coolers
Igloo employs people in a variety of positions, throughout its factory and retail locations. The bulk of its jobs involve manufacturing, and may include:
- Forklift technicians
- Injection mold operators
- Assembly operators
If you’re an employee at Igloos Coolers, you may be at risk of several types of injury. Some possible scenarios include:
- Injuries from heavy machinery. Manufacturing work often requires operating specialized equipment, which can be dangerous if it malfunctions. These types of machinery can lead to catastrophic or permanently disabling injury.
- Injuries from repetitive stress. Assembly line workers must often perform the same job, over and over. This can lead to painful conditions like carpal tunnel syndrome or bursitis.
- Loading or unloading delivery trucks can lead to back or joint injury.
- Truck drivers may be injured when they’re involved in an accident.
- Workers may fall from ladders in warehouses or as the result of other hazardous conditions.
This is only a sampling of injuries an Igloo worker may face. Your risk of injury increases if you lack proper training or if someone asks you to fill in another role for the day. If you’ve been injured while working for Igloo Coolers, what are your options?
Filing a Workers’ Compensation Claim Through Igloo Coolers
Every state has its own laws about filing workers’ compensation, as well as the scope of each benefit. Texas is one of the few states that does not mandate companies carry workers’ compensation insurance – rather, they leave it to the discretion of each employer. Most large companies, including Igloo, choose to carry workers’ compensation insurance. If you’ve been injured during the course of your employment with Igloo Cooler, your first line of defense will be to file a workers’ compensation claim.
The workers’ compensation insurance program is “no-fault,” which means you are under no obligation to prove Igloo is legally liable for your injuries. In fact, you can even collect benefits if you were partially at fault for your injuries. The only downside to filing a workers’ compensation is that it severely limits your ability to pursue additional litigation against your employer (for example, filing a civil lawsuit).
How To File Your Igloo Workers’ Compensation Claim
If you incur an injury during your shift at Igloo Coolers, tell your supervisor as soon as possible. To be eligible for a claim, you must file within 30 days of your accident, but we suggest taking steps before that. Sometimes, managers and insurance companies look suspiciously upon a lag between the injury and the day you report it.
Once you file a report with your supervisor, the company may provide advice about where to seek medical treatment. Some workers’ compensation insurance policies require injured workers to seek medical care within a designated network of providers, while others will allow you to work with your own doctor. No matter whom you see, make sure to tell your doctor you incurred the injury at work during your first appointment.
The law requires your employer to file a report with the insurance company within a designated period, and they make a decision about your benefits. Even if you receive a claim denial, you may still be able to file an appeal.
Do I Need an Attorney?
The workers’ compensation system can be confusing. If you received a claim denial or you are worried about your employer protecting your best interests, a workers’ compensation attorney can help. These specialized lawyers help file reports, handle disputes, and can serve as your advocate throughout this process.