# Who Is Responsible for Providing Me With a Rental Car While My Vehicle Is Being Repaired? | Attorney Brian White **Table of Contents***[*Expand*]* 1. Who Pays for a Rental Car After an Accident in Texas? 2. Why Is the Insurance Company Refusing to Pay for a Rental Car? 3. Making Repairs to Your Vehicle After a Car Accident in Houston  4. What Happens if My Car Was Totaled After a Houston Car Accident? 5. Contact the Houston Car Accident Lawyers at Attorney Brian White Personal Injury Lawyers For Help ![Who Is Responsible for Providing Me With a Rental Car While My Vehicle is Being Repaired?](https://attorneybrianwhite.com/wp-content/uploads/2023/07/Who-Is-Responsible-for-Providing-Me-With-a-Rental-Car-While-My-Vehicle-is-Being-Repaired-300x199.jpg) Even a minor [car accident](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/) can cause significant [property damage](https://attorneybrianwhite.com/blog/property-damage/) to your vehicle. You might be without your vehicle for several days or weeks while the repairs are being made.  For most people, being without their car is not just inconvenient; it is also unrealistic. They must get to work, take their kids to school, and run errands. They may need a rental car if they do not have access to another vehicle. ## Who Pays for a Rental Car After an Accident in Texas? You may wonder if insurance will pay for a rental car during repairs. Who pays for a rental car depends on the circumstances of the accident. Texas drivers are required to have minimum [liability insurance coverage](https://www.tdi.texas.gov/pubs/consumer/cb020.html). Liability coverage pays for damages to accident victims when the insured causes a car crash. In addition to bodily insurance coverage to pay for personal injuries, a driver must have at least $25,000 in property damage coverage.  Since [Texas is an at-fault state](https://attorneybrianwhite.com/faqs/is-texas-a-no-fault-state/) for car accidents, the driver who caused the car accident is responsible for property damage. Therefore, the [at-fault](https://attorneybrianwhite.com/blog/understanding-the-basics-of-at-fault-insurance-in-texas/) driver’s insurance company should pay to repair your vehicle. It should also pay for a rental car during the repairs. If the car accident is your [fault](https://attorneybrianwhite.com/faqs/is-it-a-mistake-to-admit-fault-after-a-car-accident/), you will be responsible for paying the rental car fees while your car is being repaired. However, if you have rental car coverage on your car insurance policy, your insurance provider might cover the rental car costs.  For a legal consultation call [(713) 500-5000](tel:+17135005000) ## Why Is the Insurance Company Refusing to Pay for a Rental Car? The [insurance company](https://attorneybrianwhite.com/blog/the-inside-scoop-on-how-insurance-companies-will-fight-your-personal-injury-claim/) might dispute [liability](https://attorneybrianwhite.com/faqs/whats-liability/) for the car accident. If so, it will deny your claim for damages, including reimbursement for a rental car. In that case, you might need to take legal action to receive money for property damage and payment for rental car fees.  You can [file a claim](https://attorneybrianwhite.com/blog/settling-a-personal-injury-claim-with-an-insurance-company/) with your insurer if you have rental car coverage. However, your insurance company might seek reimbursement of the rental car fees if you recover compensation for a property damage [claim](https://attorneybrianwhite.com/blog/claim-vs-lawsuit/) against the other driver. Call a Houston car accident lawyer immediately if an insurance company denies liability for a collision. Navigating the [claims process](https://attorneybrianwhite.com/blog/the-insurance-claims-process/) without a lawyer puts you at a disadvantage. You do not have the resources the insurance company has to fight the claim. However, [hiring](https://attorneybrianwhite.com/faqs/when-should-i-hire-a-personal-injury-lawyer/) a Houston personal injury lawyer gives you more power. The insurance company knows it is less likely to intimidate an experienced lawyer or engage in [bad faith](https://attorneybrianwhite.com/houston-tx/insurance-bad-faith-lawyer/) practices when dealing with an attorney.  An attorney understands how to put pressure on the insurance company to pay for a rental car, repairs, and other [damages](https://attorneybrianwhite.com/blog/types-of-damages-available-in-personal-injury-cases/). The attorney handles all aspects of the case, including gathering [evidence](https://attorneybrianwhite.com/blog/understanding-evidence-in-a-personal-injury-case/) to prove fault and [negotiating](https://attorneybrianwhite.com/blog/negotiation-in-personal-injury-cases/) with the insurance company. ## Making Repairs to Your Vehicle After a Car Accident in Houston  The insurance company for the at-fault driver cannot force you to use a specific company or person to make repairs after a car crash. The insurance company might have its [insurance adjuster](https://attorneybrianwhite.com/blog/insurance-adjuster-in-personal-injury-cases/) prepare a repair estimate after inspecting the vehicle. It could accept the repair estimate from the repair facility you choose. If the insurance company provides a repair estimate, take your vehicle to a mechanic for an independent estimate. You need to confirm that the insurance company did not overlook damages or intentionally mislead you about the extent of the damage.  [Click to contact](/contact-us/) us today ## What Happens if My Car Was Totaled After a Houston Car Accident? The insurance company might rush to settle the property damage claim if your car was totaled. It wants to reduce how much it has to pay. Therefore, it may attempt to pay you the fair market value of your vehicle quickly to avoid the cost of a rental car while you [settle](https://attorneybrianwhite.com/faqs/what-is-the-average-texas-auto-accident-settlement-recent-car-accident-settlement-examples/) the claim. The [fair market value](https://www.law.cornell.edu/definitions/index.php?width=840&height=800&iframe=true&def_id=c1a1d4a24eb5e8a8729d5281ed297025&term_occur=999&term_src=Title:29:Subtitle:B:Chapter:XL:Subchapter:B:Part:4006:4006.4#:~:text=Fair%20market%20value%20means%20the,reasonable%20knowledge%20of%20relevant%20facts.) of your vehicle is the price you could get if you sold your vehicle in the condition it was before the accident.  Numerous factors impact a vehicle’s market value, including:  - The vehicle’s age, make, and model  - The odometer reading at the time of the accident - The car’s condition before the accident (i.e., scratches, dents, stains, torn carpet, etc.). - Whether you have special equipment installed - The market for the make and model of your vehicle  - Whether the vehicle had prior damage from an accident or other incident You do not have to accept the amount an insurance company offers for your vehicle. You can decline the [settlement offer](https://attorneybrianwhite.com/faqs/should-i-accept-a-settlement-offer-from-the-insurance-company/) for property damage and negotiate a higher amount. If you have questions about a property damage claim, you can talk to a Houston car accident attorney about your case during a [free consultation](https://attorneybrianwhite.com/blog/9-things-you-should-know-about-a-free-lawyer-consultation/).  Complete a [Case Evaluation Form](/contact-us/) Now ## Contact the Houston Car Accident Lawyers at Attorney Brian White Personal Injury Lawyers For Help For more information,[contact](https://attorneybrianwhite.com/contact-us/) the[Houston](https://www.houstontx.gov/) car accident law firm of Attorney Brian White Personal Injury Lawyers by calling [(713) 500-5000](tel:+17135005000). Our offices Houston — Greenway/Upper Kirby 3120 Southwest Freeway, Suite 350 Houston, TX 77098 Open 24 hours daily Call [(713) 364-1466](tel:+17133641466) [Directions](https://www.google.com/maps/dir/?api=1&destination=Attorney%20Brian%20White%20Personal%20Injury%20Lawyers%2C%203120%20Southwest%20Freeway%2C%20Suite%20350%2C%20Houston%2C%20TX%2077098) Houston — East Freeway 11811 East Freeway, Suite 630-06 Houston, TX 77029 Open 24 hours daily Call [(713) 609-1893](tel:+17136091893) [Directions](https://www.google.com/maps/dir/?api=1&destination=Attorney%20Brian%20White%20Personal%20Injury%20Lawyers%2C%2011811%20East%20Freeway%2C%20Suite%20630-06%2C%20Houston%2C%20TX%2077029) Houston — South Loop 2600 South Loop West, Suite 293 Houston, TX 77054 Open 24 hours daily Call [(713) 281-4904](tel:+17132814904) [Directions](https://www.google.com/maps/dir/?api=1&destination=Attorney%20Brian%20White%20Personal%20Injury%20Lawyers%2C%202600%20South%20Loop%20West%2C%20Suite%20293%2C%20Houston%2C%20TX%2077054) Houston — Katy Freeway 11511 Katy Fwy, Suite 515 Houston, TX 77079 Open 24 hours daily Call [(713) 909-7537](tel:+17139097537) [Directions](https://www.google.com/maps/dir/?api=1&destination=Attorney%20Brian%20White%20Personal%20Injury%20Lawyers%2C%2011511%20Katy%20Fwy%2C%20Suite%20515%2C%20Houston%2C%20TX%2077079) Houston — Clear Lake 1300 Bay Area Blvd, Suite B268 Houston, TX 77058 By appointment only Call [(936) 508-2854](tel:+19365082854) [Directions](https://www.google.com/maps/dir/?api=1&destination=Attorney%20Brian%20White%20Personal%20Injury%20Lawyers%2C%201300%20Bay%20Area%20Blvd%2C%20Suite%20B268%2C%20Houston%2C%20TX%2077058) The Woodlands 1776 Woodstead Ct, Ste. 203 The Woodlands, TX 77380 By appointment only Call [(281) 843-9777](tel:+12818439777) [Directions](https://www.google.com/maps/dir/?api=1&destination=Attorney%20Brian%20White%20Personal%20Injury%20Lawyers%2C%201776%20Woodstead%20Ct%2C%20Ste.%20203%2C%20The%20Woodlands%2C%20TX%2077380) Champion Forest (Cypress) 4606 FM 1960 Rd W, Ste. 444 Houston, TX 77069 By appointment only Call [(281) 843-9777](tel:+12818439777) [Directions](https://www.google.com/maps/dir/?api=1&destination=Attorney%20Brian%20White%20Personal%20Injury%20Lawyers%2C%204606%20FM%201960%20Rd%20W%2C%20Ste.%20444%2C%20Houston%2C%20TX%2077069) --- ### About the Author Brian White ![About the Author Brian White](https://attorneybrianwhite.com/wp-content/uploads/2024/12/brian-white-houston-personal-injury-lawyer-300x300.jpg) [Brian White](https://attorneybrianwhite.com/about/our-attorneys/brian-white/) earned his J.D. from South Texas College of Law in Houston and is licensed to practice in Texas. He is a [Board-Certified](https://attorneybrianwhite.com/resources/brian-white-is-board-certified-in-personal-injury-trial-law/) Personal Injury Trial Lawyer. Dedicated to giving back, he actively supports local charities and [community initiatives](https://attorneybrianwhite.com/about/community-involvement/). [Client testimonials](https://attorneybrianwhite.com/about/testimonials/) highlight Brian’s compassion, open communication, and dedication to achieving the best outcomes for those he represents. 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Technology has [![Average Whiplash Injury Settlement After a Car Accident in Houston](https://attorneybrianwhite.com/wp-content/uploads/2023/12/Average-Whiplash-Injury-Settlement-After-a-Car-Accident-in-Houston-300x200.jpg)](https://attorneybrianwhite.com/blog/average-whiplash-injury-settlement-after-a-car-accident/) [Average Whiplash Injury Settlement After a Car Accident](https://attorneybrianwhite.com/blog/average-whiplash-injury-settlement-after-a-car-accident/) The Centers for Disease Control and Prevention identifies car accidents as one of the leading causes of traumatic --- Source: https://attorneybrianwhite.com/faqs/who-is-responsible-for-providing-me-with-a-rental-car-while-my-vehicle-is-being-repaired/