# Get Money from a Car Accident Without a Lawyer | Attorney Brian White **Table of Contents***[*Expand*]* 1. How Our Houston Car Accident Lawyers Can Help With Your Claim  2. How to Settle a Car Accident Claim Without a Lawyer in Houston, TX? 3. Common Mistakes People Make When Handling Their Own Car Accident Claims in Houston 4. When Do You Need a Houston Car Accident Lawyer? 5. Contact Our Houston Car Accident Attorneys If You Need Help or Have Questions ![How To Get Money from a Houston Car Accident Without a Lawyer](https://attorneybrianwhite.com/wp-content/uploads/2023/01/How-To-Get-Money-from-a-Houston-Car-Accident-Without-a-Lawyer-241x300.webp) Many people think they can handle their [car accident in Houston](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/) claim on their own. That is, until they run into issues. Many times, trying to get money on your own after a [Houston](https://www.houstontx.gov/) car accident is a mistake.  However, if you weren’t injured and only need to worry about a simple property claim or minimal medical expenses, you might be able to handle the claim without a lawyer.  But if you run into issues, do not hesitate to reach out to [Attorney Brian White Personal Injury Lawyers](https://attorneybrianwhite.com/about/) for help with your claim. [Contact](https://attorneybrianwhite.com/contact-us/) our Houston, [Texas](https://www.texas.gov/) law office for a free consultation if you have [questions](https://attorneybrianwhite.com/faqs/questions-to-ask-a-lawyer-after-a-houston-car-accident/) or need assistance at [(713) 500-5000](tel:+17135005000). ## How Our Houston Car Accident Lawyers Can Help With Your Claim  ![How Our Houston Car Accident Lawyers Can Help With Your Claim ](https://attorneybrianwhite.com/wp-content/uploads/2023/01/How-Our-Houston-Car-Accident-Lawyers-Can-Help-With-Your-Claim-300x199.jpg) The Houston personal injury attorneys at Attorney Brian White Personal Injury Lawyers have over 45 years of combined legal experience.  When you [hire](https://attorneybrianwhite.com/faqs/when-to-hire-a-car-accident-lawyer-in-houston/) Attorney Brian White Personal Injury Lawyers, [we can assist](https://attorneybrianwhite.com/faqs/what-does-a-houston-car-accident-lawyer-do/) with all aspects of your personal injury claim, including: - Investigating your claim and identifying all at-fault parties - Explaining your legal rights during a free initial consultation  - Gathering and preserving [evidence](https://attorneybrianwhite.com/blog/understanding-evidence-in-a-personal-injury-case/) to support your claim - Handling communications with insurance companies and [defendants](https://attorneybrianwhite.com/resources/defendants-in-personal-injury-claims/) on your behalf  - Filing an insurance claim - Determining the full extent of your damages - [Negotiating](https://attorneybrianwhite.com/blog/negotiation-in-personal-injury-cases/) for fair compensation of your claim  - Taking your case to court if a reasonable settlement cannot be reached You can reach our compassionate and knowledgeable Houston car accident attorneys by calling us today for a free case review.  For a legal consultation call [(713) 500-5000](tel:+17135005000) ## How to Settle a Car Accident Claim Without a Lawyer in Houston, TX? There are many things that go into filing a car accident claim, including: - **Seeking medical attention** – It is important that you seek [prompt medical attention](https://attorneybrianwhite.com/blog/5-things-you-need-to-know-about-going-to-the-emergency-room-after-a-car-accident/). One reason is so that you can begin receiving medical treatment. Another is so that your medical records can connect your injuries and the car accident.  - **Reporting the accident** – [Texas law](https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm) requires you to report any accident you are involved in that results in injury, death, or property damage of more than $1,000. Having a law enforcement officer respond to the scene can also help ensure that an objective investigation is undertaken. You will also need to get a copy of the police report once it is prepared.  - **Documenting the scene** – Accident scenes will need to be cleaned up soon after they occur because they can pose a risk to others. Documenting the scene may involve taking pictures of the accident scene, [property damage](https://attorneybrianwhite.com/blog/property-damage/), and your injuries, interviewing witnesses, preserving electronic data or physical evidence, and getting information from the other driver. This could be hard to do if you suffered serious injuries such as [chest Injuries](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/chest-injury/) in the accident.  - **Establishing liability** – Texas is an at-fault state for auto insurance. This means that the person who was at fault for the accident is responsible for the financial losses you suffered. This could require researching [traffic laws](https://statutes.capitol.texas.gov/docs/tn/htm/tn.545.htm) and showing how the other driver was negligent.   - **Determining the value of your case** – You may have the right to compensation for your medical expenses, property damage, and [lost wages](https://attorneybrianwhite.com/faqs/can-i-be-reimbursed-for-lost-wages-after-a-car-accident/). While these losses are relatively straightforward, have you thought about what type of medical treatment you may need in the future? What happens if you are unable to return to work? You could also be entitled to [non-economic losses](https://attorneybrianwhite.com/faqs/what-are-non-economic-damages-in-texas/), such as pain and suffering. Do you know how to quantify these damages? - **Resolving medical liens** – If your insurance initially paid for your medical expenses, your providers may have placed [medical liens](https://attorneybrianwhite.com/blog/you-received-a-hospital-lien-what-exactly-does-this-mean/) on any possible recovery you receive. You will need to resolve such liens and will be responsible for paying for them out of any settlement you receive.  - **Negotiating with the insurance company** – You may demand compensation from the insurance company, but it may deny your claim or make a low offer.  - **Filing a personal injury lawsuit** – If the insurance company does not make a settlement offer you agree to, you can file a lawsuit, which comes with its own unique rules and requirements.  If this seems like a lot, you might prefer to work with an experienced car accident lawyer in Houston who can handle all of the above responsibilities on your behalf.   ## Common Mistakes People Make When Handling Their Own Car Accident Claims in Houston Many people who try to handle their own accident claims make the following mistakes that can damage their ability to recover fair compensation: ### They Give a Recorded Statement To the Insurance Company It is common for [insurance adjusters](https://attorneybrianwhite.com/blog/insurance-adjuster-in-personal-injury-cases/) to contact accident victims shortly after an accident. They may even tell them that a recorded statement is necessary before a settlement can be made. However, recorded statements are typically only used to find anything to use against the claimant to deny or reduce the value of the claim.  ### They Accept an Offer Too Soon After an accident, victims may have [medical bills](https://attorneybrianwhite.com/blog/how-to-handle-your-medical-bills-after-a-car-accident/) pile up. They may be out of work and anxious to get money to catch up. Accordingly, they may accept an insurance offer too soon before they realize the extent of their damages and how the accident will affect them.  Insurance companies know this and may try to take advantage of victims by making fast, lowball offers. Victims should have a clear understanding of the value of their case before settling it.  ### They Accept “No” for an Answer Insurance companies may deny claims for many reasons, but these denials are not always valid.  ### They Think the Insurance Company Is Their Friend  Many claimants believe that the insurance company is their friend and looking out for their best interests. However, this is not usually the case. Insurance companies are for-profit companies who are interested in maximizing their profits by denying or minimizing claims as much as possible.  ### They Miss Deadlines [Texas law](https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm) typically only gives you two years after a car accident to file a lawsuit against the at-fault party. If you miss this deadline, your case can be dismissed, and you can lose your right to recover compensation. [Click to contact](/contact-us/) us today ## When Do You Need a Houston Car Accident Lawyer? There are some times when you may really need a lawyer’s assistance, such as: - You suffered serious injuries - You have to take time off work - The other party is denying responsibility  - The insurance company has denied your claim  - The insurance company is trying to blame you for the accident Attorney Brian White Personal Injury Lawyers is here to help with your claim.  Complete a [Case Evaluation Form](/contact-us/) Now ## Contact Our Houston Car Accident Attorneys If You Need Help or Have Questions If you were injured in a car accident that was not your fault, Attorney Brian White Personal Injury Lawyers can explain how we can help. We can explain your legal rights and options during a free case review. Because we work on a [contingency fee](https://attorneybrianwhite.com/resources/contingency-fee/) basis, you are not charged any attorney fees unless and until we recover compensation for you. Contact us today to learn more. ### Other Car Accidents We Cover - [Multi-vehicle accidents](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/multi-vehicle/) - [Red and yellow light accidents](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/red-and-yellow-light/) - [U-Turn accidents](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/u-turn/) - [Road defect crashes](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/road-defect/) - [Single vehicle accidents](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/single-vehicle/) - [Seatbelt Injuries](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/seatbelt-injury/) - [Interstate accidents](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/interstate/) ### Additional Car Accident Resources - [What Should I Do If My Child Was Hurt in a Car Accident?](https://attorneybrianwhite.com/faqs/what-should-i-do-if-my-child-was-hurt-in-a-car-accident/) - [Houston Car Accident Statistics](https://attorneybrianwhite.com/blog/houston-car-accident-statistics/) - [What Does a Houston Car Accident Lawyer Do?](https://attorneybrianwhite.com/faqs/what-does-a-houston-car-accident-lawyer-do/) Call or Text [(713) 500-5000](tel:+17135005000) or Complete a [Case Evaluation Form](/contact-us/) Car Accidents Blog Posts: [![Collision Insurance vs. Comprehensive Coverage in Texas](https://attorneybrianwhite.com/wp-content/uploads/2025/09/Collision-Insurance-vs-Comprehensive-Coverage-in-Texas-300x169.jpg)](https://attorneybrianwhite.com/blog/collision-insurance-vs-comprehensive-coverage-in-texas/) [Collision Insurance vs. Comprehensive Coverage in Texas](https://attorneybrianwhite.com/blog/collision-insurance-vs-comprehensive-coverage-in-texas/) There are many different types of auto insurance available, and each type covers somewhat different scenarios, [![What To Do if You Suffer from Whiplash Injuries After a Car Accident in Texas?](https://attorneybrianwhite.com/wp-content/uploads/2020/11/What-To-Do-if-You-Suffer-from-Whiplash-Injuries-After-a-Car-Accident-300x200.jpg)](https://attorneybrianwhite.com/blog/what-to-do-if-you-suffer-from-whiplash-injuries-after-a-car-accident/) [What to Do If You Suffer From Whiplash Injuries After a Car Accident](https://attorneybrianwhite.com/blog/what-to-do-if-you-suffer-from-whiplash-injuries-after-a-car-accident/) Whiplash is a commonly reported injury after car accidents. Symptoms may appear immediately after the accident, or [![Commonly Forgotten Driving Laws in Texas](https://attorneybrianwhite.com/wp-content/uploads/2023/01/Commonly-Forgotten-Driving-Laws-in-Texas-300x200.jpg)](https://attorneybrianwhite.com/blog/commonly-forgotten-driving-laws-in-texas/) [Commonly Forgotten Driving Laws in Texas](https://attorneybrianwhite.com/blog/commonly-forgotten-driving-laws-in-texas/) Most people count on their driver’s licenses for long-distance travel and short daily commutes. However, it is [![Driving Car Or Driving Motorcycle, Which Is Safer?](https://attorneybrianwhite.com/wp-content/uploads/2023/03/Driving-Car-Or-Driving-Motorcycle-Which-Is-Safer-300x225.jpg)](https://attorneybrianwhite.com/blog/driving-a-car-or-driving-a-motorcycle-which-is-safer/) [Driving a Car or Driving a Motorcycle: Which Is Safer?](https://attorneybrianwhite.com/blog/driving-a-car-or-driving-a-motorcycle-which-is-safer/) Motorcycles and cars are two of the most common vehicles on Texas roadways. You might be wondering which mode of --- Source: https://attorneybrianwhite.com/faqs/how-to-get-money-from-a-houston-car-accident-without-a-lawyer/