# How to Handle a Car Accident Claim with Foremost County Mutual Insurance | Attorney Brian White **Table of Contents***[*Expand*]* 1. Immediately After the Accident in Houston 2. Gather Evidence for the Claims Adjuster 3. Filing a Claim 4. Checking Your Claim Status 5. When to Contact an Auto Accident Lawyer in Houston ![car crash accident on the road](https://attorneybrianwhite.com/wp-content/uploads/2020/06/iStock-850346406-300x200.jpg) Being in a car crash is stressful. Even if you’re a safe driver, accidents can – and do – happen. Learning about the [insurance claims process](https://attorneybrianwhite.com/blog/the-insurance-claims-process/) ahead of time will take some of the worry out of the experience. Learn what to do if you’ve been in an accident and how to file your claim with [Foremost County Mutual Insurance](https://www.foremost.com/). ## Immediately After the Accident in Houston In the immediate aftermath of the accident in [Houston](https://www.houstontx.gov/), [TX](https://www.texas.gov/), you’ll want to check and make sure everyone involved is OK. Pull your vehicles to the side of the [road](https://attorneybrianwhite.com/blog/most-dangerous-roads-and-intersections-in-houston/) and out of traffic. [Call the police](https://attorneybrianwhite.com/faqs/should-i-call-911-after-a-car-accident-in-houston/) and emergency medical services as necessary. While waiting for help to arrive, take a couple of deep calming breaths and prepare yourself for the next steps. Calling the police to [file a report](https://attorneybrianwhite.com/faqs/how-do-i-request-a-police-report-from-my-accident-in-texas/) can make your insurance claims process easier. Sometimes, police won’t report to the scene of an accident unless there’s an injury. If this is the case in your municipality, head down to the precinct after the accident and request a report. The sooner you complete this step, the easier the [claims process](https://attorneybrianwhite.com/faqs/what-is-the-car-accident-claim-process-like-in-houston/) will be. For a legal consultation call [(713) 500-5000](tel:+17135005000) ## Gather Evidence for the Claims Adjuster After a [car accident](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/), there’s a lot of downtime waiting for [tow trucks](https://attorneybrianwhite.com/houston-tx/truck-accident-lawyer/tow-truck/) to arrive and for police to finish filing paperwork. Take this opportunity to document the accident scene. Take pictures of the damage to your vehicle, the other driver’s vehicle, and surrounding [property damage](https://attorneybrianwhite.com/blog/property-damage/). Focus on the quality of pictures, rather than the quantity. This is also a good time to swap [insurance](https://attorneybrianwhite.com/faqs/what-if-the-other-driver-doesnt-have-insurance/) information with the other driver. You can find your policy number and claims information on your Foremost County Mutual Insurance Card. Ask for any email addresses or phone numbers from other witnesses. A claims adjustor will likely conduct his or her own investigation of the damage, but having more [evidence](https://attorneybrianwhite.com/blog/understanding-evidence-in-a-personal-injury-case/) won’t hurt. It may even speed up your claims process. ## Filing a Claim ![Shards of car glass on the street](https://attorneybrianwhite.com/wp-content/uploads/2020/07/Shards-of-car-glass-on-the-street-525489094_1251x843-300x202.jpeg) Foremost County Mutual Insurance allows you to file a claim online. While you may still file by phone, email allows for the most expedient resolution to your claim. Once you’ve filed a claim, you’ll be contacted by a claims [adjus](https://attorneybrianwhite.com/blog/insurance-adjuster-in-personal-injury-cases/)t[or](https://attorneybrianwhite.com/blog/insurance-adjuster-in-personal-injury-cases/) in charge of your case. An [adjuster](https://attorneybrianwhite.com/blog/insurance-adjuster-in-personal-injury-cases/) will point you to a body shop for an inspection. During an inspection, a mechanic will look over your vehicle, assess the damage, and provide a quote for repairs. Once the inspection is complete, an adjuster will look over witness accounts, police reports, and other evidence before offering a [settlement](https://attorneybrianwhite.com/faqs/how-long-will-my-car-accident-case-take-to-settle/) to pay for repairs. While you have the option of beginning repairs before you [receive a settlement check](https://attorneybrianwhite.com/blog/the-process-of-receiving-a-settlement-check-in-houston/), this isn’t always wise. If possible, wait for the payout before authorizing a mechanic to begin repairs on your vehicle. [Click to contact](/contact-us/) us today ## Checking Your Claim Status For the most up to date information about your claim, retain your claim number and follow it online. You may also call (713) 500-5000. When filing your claim online, you’ll need the following information: - Your name and policy number - License plate numbers for everyone involved - Names and phone numbers of all involved in the accident, as well as witnesses - Driver’s license numbers - The start and end date of your policy, and; - The date and time of the accident. Complete a [Case Evaluation Form](/contact-us/) Now ## When to Contact an Auto Accident Lawyer in Houston If an insurance company determines you have any degree of fault, you may get a low-ball offer. If your insurance settlement isn’t enough to cover your [medical expenses](https://attorneybrianwhite.com/blog/how-to-handle-your-medical-bills-after-a-car-accident/) or [lost wages](https://attorneybrianwhite.com/faqs/can-i-be-reimbursed-for-lost-wages-after-a-car-accident/) from missed work, get in touch with Attorney Brian White Personal Injury Lawyers. They’ll conduct their own investigation and, if they take your case, will do everything in their power to ensure you have enough to move forward. ### Related Articles: - [How to File a Car Accident Claim with Home State County Mutual Insurance](https://attorneybrianwhite.com/blog/how-to-file-a-car-accident-claim-with-home-state-county-mutual-insurance/) - [Filing Car Accident Claims with USAA Insurance](https://attorneybrianwhite.com/blog/filing-car-accident-claims-with-usaa-insurance/) - [How to Handle a Car Accident Claim with ACCC](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/) - [Handling A Houston Car Accident Case With Amica](https://attorneybrianwhite.com/blog/handling-a-houston-car-accident-case-with-amica/) - [Handling a Houston Car Accident Case with Chubb](https://attorneybrianwhite.com/blog/handling-a-houston-car-accident-case-with-chubb/) - [Handling an Accident Claim with Liberty Mutual](https://attorneybrianwhite.com/blog/handling-an-accident-claim-with-liberty-mutual/) - [How to Deal With A Progressive Car Accident Claim](https://attorneybrianwhite.com/blog/how-to-deal-with-a-progressive-car-accident-claim/) - [How to File a Car Accident Claim with Fred Loya](https://attorneybrianwhite.com/blog/how-to-file-a-car-accident-claim-with-fred-loya/) Call or Text [(713) 500-5000](tel:+17135005000) or Complete a [Case Evaluation Form](/contact-us/) Car Accidents Blog Posts: [![Average Whiplash Injury Settlement After a Car Accident in Houston](https://attorneybrianwhite.com/wp-content/uploads/2023/12/Average-Whiplash-Injury-Settlement-After-a-Car-Accident-in-Houston-300x200.jpg)](https://attorneybrianwhite.com/blog/average-whiplash-injury-settlement-after-a-car-accident/) [Average Whiplash Injury Settlement After a Car Accident](https://attorneybrianwhite.com/blog/average-whiplash-injury-settlement-after-a-car-accident/) The Centers for Disease Control and Prevention identifies car accidents as one of the leading causes of traumatic [![Car Insurance Policy](https://attorneybrianwhite.com/wp-content/uploads/2020/10/iStock-1180387704-300x200.jpg)](https://attorneybrianwhite.com/blog/everything-to-know-about-diminished-value-accident-claims/) [Everything to Know About Diminished Value Accident Claims](https://attorneybrianwhite.com/blog/everything-to-know-about-diminished-value-accident-claims/) There are several things to think about after getting in a car accident. Even once necessary repairs are made, your [![Types of Car Accident Injuries](https://attorneybrianwhite.com/wp-content/uploads/2020/10/Types-of-Car-Accident-Injuries-300x200.jpg)](https://attorneybrianwhite.com/blog/types-of-car-accident-injuries/) [Types of Car Accident Injuries](https://attorneybrianwhite.com/blog/types-of-car-accident-injuries/) Millions of people are injured in car accidents each year in the United States. During 2019, 15,843 people sustained [![Car Accidents Caused By Brake Checking in Houston](https://attorneybrianwhite.com/wp-content/uploads/2023/10/Car-Accidents-Caused-By-Brake-Checking-in-Houston-300x200.jpg)](https://attorneybrianwhite.com/blog/car-accidents-caused-by-brake-checking-in-houston/) [Car Accidents Caused By Brake Checking in Houston](https://attorneybrianwhite.com/blog/car-accidents-caused-by-brake-checking-in-houston/) Brake checking while traffic is congested can affect even the best of drivers. Even when there is no traffic, a --- Source: https://attorneybrianwhite.com/blog/how-to-handle-a-car-accident-claim-with-foremost-county-mutual-insurance/