# Gallagher Bassett Is Not an Insurance Company | Attorney Brian White

![Gallagher Bassett is NOT an Insurance Company](https://attorneybrianwhite.com/wp-content/uploads/2024/08/Gallagher-Bassett-is-NOT-an-Insurance-Company-300x200.jpg)

In the world of insurance, there are companies that [underwrite](https://www.investopedia.com/terms/u/underwriting.asp#:~:text=Underwriting%20is%20the%20process%20through,loans%2C%20insurance%2C%20or%20investments.) policies and those that manage the [claims process](https://attorneybrianwhite.com/blog/the-insurance-claims-process/). [Gallagher Bassett](https://www.ajg.com/insurance/insurance-claims-contacts/claims-management-third-party-administration/) falls into the second category. While this corporation may seem like an insurance company, it is not, in fact, an insurance company.

Gallagher Bassett is a risk and claims management company that works with businesses, insurers, and [brokers](https://dictionary.justia.com/broker) to process insurance claims, from [workers’ compensation](https://attorneybrianwhite.com/) and [liability](https://attorneybrianwhite.com/faqs/whats-liability/) to property and auto. The company’s role is to investigate, assess, and resolve claims.

## What Makes Gallagher Basset Different from Insurance Companies?  

Gallagher Bassett doesn’t issue insurance policies or assume the financial risk associated with [claims](https://attorneybrianwhite.com/blog/claim-vs-lawsuit/). Insurance companies collect premiums and, in exchange, agree to provide financial coverage for any losses covered by the insurance policy. For instance, if you get into a [car accident](https://attorneybrianwhite.com/houston-tx/car-accident-lawyer/), an insurance policy (yours or the other driver’s) will likely cover expenses related to the accident.

Gallagher Bassett does not offer insurance policies. It focuses on managing the claims process on behalf of its insurance company clients.

Gallagher Bassett’s role in the claims process can be confusing to individuals who file an insurance claim after an accident or [injury](https://attorneybrianwhite.com/). Accident victims often expect to deal with their insurance company or the insurer for the party who caused their injury. When a [third-party claims](https://attorneybrianwhite.com/blog/filing-a-third-party-insurance-claim/) manager like Gallagher Basset is involved, the process becomes more complicated. Moreover, Gallagher Bassett employs expert claims examiners who commonly work to reduce the monetary value of claims, thus saving their clients (the insurance companies) money. 

Accident victims may not understand that Gallagher Bassett is not responsible for paying their claim – only for investigating and processing it. Such individuals may divulge certain information to or answer questions from Gallager Bassett, expecting they are dealing with their insurer — only to find out later they were dealing with a claims manager. There may also be a risk of [bad faith](https://attorneybrianwhite.com/houston-tx/insurance-bad-faith-lawyer/) or delayed resolutions due to lack of communication between the insurance company and Gallagher Bassett. 

For a legal consultation call [(713) 500-5000](tel:+17135005000)

## Contact Attorney Brian White Personal Injury Lawyers for Help Dealing With Insurance Companies

You pay your insurance premiums, trusting your policy will be there when you need it most. But when you face serious injuries or [property damage](https://attorneybrianwhite.com/blog/property-damage/), and your claim is unfairly denied or undervalued, the insurance company’s decision can feel like a betrayal.

At Attorney Brian White Personal Injury Lawyers, we believe you shouldn’t have to fight the insurance company or claims administrators like Gallager Bassett alone. We’re here to stand up for your rights and help you get the compensation you deserve.

For more information, [contact](https://attorneybrianwhite.com/contact-us/) the Houston personal injury law firm of [Attorney Brian White Personal Injury Lawyers](https://attorneybrianwhite.com/about/) by calling [(713) 500-5000](tel:+17135005000). Let us help you hold the insurance company accountable.

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